Most Common In Debt Instrument

A bond is a financial instrument of debt where the issuer owes the holder a dept, depending on the bond terms he/she has an obligation to pay interest to them and/or at a later date will be required to repay the principle amount at a future date called maturity date as agreed. It is a […]

How to Raise Your Credit Score Fast

If you think your credit score is just a number, think again. Aside from making it harder for you to obtain a loan for your property or vehicle, a bad credit score can potentially damage your relationship, affect your employment, and give you a difficult time in getting that insurance. No money, car, or house, […]

Smarter Spending, A Lesson Learned the Hard Way

For the first time since the recession began in 2008, the American economy is steadily recovering and showing signs of hope at last. Lenders are beginning to lend again, the housing market looks promising, and consumers are shopping! Over the last five years, the average American had to tighten up the purse strings, make major […]

The Reality behind the Affordable Care Act

The Affordable Care Act, also known as the Obamacare, named after the man who conceptualized the idea himself is going to be effective starting 2014. Debates were thrown left and right regarding its effectiveness, benefits, and even its cons. While the Obamacare was made to increase the affordability of health insurance to majority of people, […]

How To Avoid Putting Big Bills On Credit Cards?

Credit cards can work for you or against you. Depending on how you use your plastics, it could be a source of good credit standing or loan rejections in the future. People have innate love for shopping. And when they got their credit cards with them, it seems like they have superpowers to purchase anything […]

Keeping Up Appearances

Staying with the times can be much more difficult than it sounds. Constantly having to worry about your appearance can be one of the most time consuming and fatiguing aspects about being a small business owner. However, if you stick to a few important points, you won’t need exert so much energy over trying to […]